Southwest Heritage Bank

Southwest Heritage Bank of Scottsdale, AZ, chartered 1934: 7 offices, $893m in assets, a 13.36% leverage ratio. Straight from the federal record.

Southwest Heritage Bank is an FDIC-insured community bank headquartered in Scottsdale, AZ, chartered in 1934. It is supervised by the Office of the Comptroller of the Currency and held by Bancorp 34 Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Southwest Heritage Bank has branches

7 full-service offices across 2 states:

• Arizona: 5 offices in 4 towns, holding $597m at 30 June 2025
• New Mexico: 2 offices in 2 towns, holding $201m at 30 June 2025

Southwest Heritage Bank on its latest Call Report, 30 June 2026

• Total assets: $893m
• Total deposits: $754m
• Tier 1 leverage ratio: 13.36%
• Total risk-based capital ratio: 16.25%
• Noncurrent loans, as a share of loans: 0.67%
• Return on assets: 0.90%
• Net interest margin: 4.04%
• Staff: 107

Compare Southwest Heritage Bank against every other bank with a branch in Arizona, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.