First Savings Bank
First Savings Bank of Beresford, SD, chartered 1989: 24 offices, $1.59bn in assets, a 19.25% leverage ratio. Straight from the federal record.
First Savings Bank is an FDIC-insured community bank headquartered in Beresford, SD, chartered in 1989. It is supervised by the Office of the Comptroller of the Currency and held by Farrar Beresford Bcorp Irrevocable Tr. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where First Savings Bank has branches
24 full-service offices across 6 states:
- South Dakota: 11 offices in 11 towns, holding $395m at 30 June 2025
- New Mexico: 7 offices in 7 towns, holding $413m at 30 June 2025
- Texas: 3 offices, holding $85m at 30 June 2025
- Arizona: 1 office, holding $125m at 30 June 2025
- Nebraska: 1 office, holding $19m at 30 June 2025
- Nevada: 1 office, holding $167m at 30 June 2025
First Savings Bank on its latest Call Report, 30 June 2026
- Total assets: $1.59bn
- Total deposits: $1.27bn
- Tier 1 leverage ratio: 19.25%
- Total risk-based capital ratio: 26.82%
- Noncurrent loans, as a share of loans: 0.90%
- Return on assets: 2.61%
- Net interest margin: 8.18%
- Staff: 217
Compare First Savings Bank against every other bank with a branch in South Dakota, or find the offices nearest you.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.