First National Bank Texas

First National Bank Texas of Killeen, TX, chartered 1901: 356 offices, $4.64bn in assets, a 9.12% leverage ratio. Straight from the federal record.

First National Bank Texas is an FDIC-insured bank headquartered in Killeen, TX, chartered in 1901. It is supervised by the Office of the Comptroller of the Currency and held by First Community Bancshares Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where First National Bank Texas has branches

356 full-service offices across 4 states:

• Texas: 296 offices in 131 towns, holding $3.58bn at 30 June 2025
• Arizona: 24 offices in 13 towns, holding $153m at 30 June 2025
• New Mexico: 19 offices in 11 towns, holding $73m at 30 June 2025
• Arkansas: 17 offices in 15 towns, holding $17m at 30 June 2025

First National Bank Texas on its latest Call Report, 30 June 2026

• Total assets: $4.64bn
• Total deposits: $4.10bn
• Tier 1 leverage ratio: 9.12%
• Total risk-based capital ratio: 20.98%
• Noncurrent loans, as a share of loans: 1.23%
• Return on assets: 1.21%
• Net interest margin: 3.86%
• Staff: 3,176

First National Bank Texas by town

Towns where it runs more than one office, busiest first. Each opens every one of its branches there.

• First National Bank Texas in Houston, TX — 33 branches
• First National Bank Texas in Albuquerque, NM — 6 branches

Compare First National Bank Texas against every other bank with a branch in Texas, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.