Atlantic Union Bank of Richmond City, VA, chartered 1997: 177 offices, $38.0bn in assets, a 11.45% leverage ratio. Straight from the federal record.
Atlantic Union Bank is an FDIC-insured bank headquartered in Richmond City, VA, chartered in 1997. It is supervised by the Federal Reserve and held by Atlantic Union Bankshares Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where Atlantic Union Bank has branches
177 full-service offices across 4 states:
Virginia: 124 offices in 88 towns, holding $20.4bn at 30 June 2025
Maryland: 39 offices in 28 towns, holding $9.63bn at 30 June 2025
North Carolina: 12 offices in 12 towns, holding $892m at 30 June 2025
DC: 2 offices, holding $108m at 30 June 2025
Atlantic Union Bank on its latest Call Report, 30 June 2026
Total assets: $38.0bn
Total deposits: $30.6bn
Tier 1 leverage ratio: 11.45%
Total risk-based capital ratio: 13.99%
Noncurrent loans, as a share of loans: 0.50%
Return on assets: 1.62%
Net interest margin: 3.96%
Staff: 3,073
Atlantic Union Bank by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.