Peoples Bank

Peoples Bank of Newton, NC, chartered 1912: 16 offices, $1.76bn in assets, a 11.50% leverage ratio. Straight from the federal record.

Peoples Bank is an FDIC-insured community bank headquartered in Newton, NC, chartered in 1912. It is supervised by the FDIC and held by Peoples Bcorp of Nc Inc. Every figure below is filed by the bank with its regulator and reproduced here unchanged.

Where Peoples Bank has branches

16 full-service offices across 1 state:

• North Carolina: 16 offices in 12 towns, holding $1.52bn at 30 June 2025

Peoples Bank on its latest Call Report, 30 June 2026

• Total assets: $1.76bn
• Total deposits: $1.57bn
• Tier 1 leverage ratio: 11.50%
• Total risk-based capital ratio: 15.42%
• Noncurrent loans, as a share of loans: 0.41%
• Return on assets: 1.18%
• Net interest margin: 3.86%
• Staff: 266

Compare Peoples Bank against every other bank with a branch in North Carolina, or find the offices nearest you.

Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.