UMB Bank, National Association of Kansas City, MO, chartered 1902: 189 offices, $71.9bn in assets. Straight from the federal record.
UMB Bank, National Association is an FDIC-insured bank headquartered in Kansas City, MO, chartered in 1902. It is supervised by the Office of the Comptroller of the Currency and held by Umb Financial Corp. Every figure below is filed by the bank with its regulator and reproduced here unchanged.
Where UMB Bank, National Association has branches
189 full-service offices across 14 states, the largest being:
Missouri: 43 offices in 33 towns, holding $37.4bn at 30 June 2025
Kansas: 27 offices in 18 towns, holding $2.97bn at 30 June 2025
Colorado: 25 offices in 15 towns, holding $5.25bn at 30 June 2025
New Mexico: 21 offices in 14 towns, holding $2.52bn at 30 June 2025
Texas: 20 offices in 17 towns, holding $2.43bn at 30 June 2025
Arizona: 13 offices in 9 towns, holding $3.51bn at 30 June 2025
UMB Bank, National Association on its latest Call Report, 30 June 2026
Total assets: $71.9bn
Total deposits: $60.2bn
Tier 1 leverage ratio: 8.89%
Total risk-based capital ratio: 12.62%
Noncurrent loans, as a share of loans: 0.34%
Return on assets: 1.39%
Net interest margin: 3.28%
Staff: 4,111
UMB Bank, National Association by town
Towns where it runs more than one office, busiest first. Each opens every one of its branches there.
Charter and office records from the FDIC BankFind Suite; capital, loan and earnings figures from the bank's own Call Report; deposits by office from the FDIC Summary of Deposits, counted each 30 June.