Best Banks & Credit Unions in Gainesville, Georgia
Banks and credit unions serving Gainesville, Georgia. Compare up to 3.65% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Gainesville, Georgia. All rankings inherit from the Georgia state directory. Every institution listed is licensed to serve Gainesville residents and is either headquartered in Georgia or operates branches in the metro.
Top options in Gainesville
- Wings Credit Union: 3.85% APY. 12 Month Certificate: $500 minimum deposit per the certificates page; dividend rate 3.78%; a 17 Month Special Certificate pays 4.10%. Read Sep 7, 2026 on ent.com.
- Delta Community Credit Union: 3.85% APY. 12-month Certificate of Deposit: $1,000.00 minimum opening deposit and minimum balance. Read Sep 7, 2026 on deltacommunitycu.com.
- Associated Credit Union: 3.75% APY. 12-month 1 Year CD: $200 minimum balance to open; dividend rate 3.698%; effective September 3, 2026 and good through September 9, 2026 per the page. Read Sep 7, 2026 on acuonline.org.
- Georgia's Own Credit Union: 3.75% APY. 12-month 1 Year Certificate of Deposit: $500 minimum opening deposit; interest rate 3.70%; a 1 Year Flex CD ($100 minimum, $25,000 maximum) pays 3.50% APY; read on georgiasown.org/rates-certificate-accounts. Read Sep 7, 2026 on georgiasown.org.
- LGE Community Credit Union: 3.75% APY. 12 Month Certificate: $1,000.00 minimum opening deposit for all certificates; $100,000+ earns 3.86%; early withdrawal penalty of 90 days' dividends; rates effective 8/14/2026 per the page. Read Sep 7, 2026 on lgeccu.org.
- Navy Federal Credit Union: 3.70% APY. 12-month Standard Certificate: $1,000 minimum deposit ($1K tier); 'Rates as of Sep 07, 2026 ET' per the page. Read Sep 7, 2026 on navyfederal.org. Rates as of 2026-09-07 per the page.
Other Georgia cities
- Banks in Atlanta
- Banks in Augusta
- Banks in Columbus
- Banks in Savannah
- Banks in Athens
- Banks in Macon
- Banks in Roswell
- Banks in Albany
See the full Georgia banks directory for every institution we've verified in the state, plus the underlying methodology.