Best Banks & Credit Unions in Sterling Heights, Michigan
Banks and credit unions serving Sterling Heights, Michigan. Compare up to 4.00% APY, fees, minimums and membership rules, dated when we read them.
This page covers banks, credit unions, and local branches available to residents of Sterling Heights, Michigan. All rankings inherit from the Michigan state directory — every institution listed is licensed to serve Sterling Heights residents and is either headquartered in Michigan or operates branches in the metro.
Top options in Sterling Heights
- Sturgis Bank — 4.01% APY. 13-Month Special CD: Limited-time special; $5,000 minimum opening balance; APY effective as of 07/17/2026; renews at the 12-month rate; standard CDs ($500 minimum for 1-5 year terms) print no rate. Read Sep 7, 2026 on sturgis.bank. Rates as of 2026-07-17 per the page.
- Lake Michigan Credit Union — 4.00% APY. Michigan's largest credit union with competitive savings yields and Max Checking.
- Genisys Credit Union — 3.90% APY. Southeast Michigan credit union known for competitive CD specials.
- Ent Credit Union — 3.85% APY. 12 Month Certificate: $500 minimum for regular Certificates of Deposit. Read Sep 7, 2026 on ent.com.
- Navy Federal Credit Union — 3.70% APY. 12-month Standard Certificate: $1,000 minimum deposit ($1K tier); 'Rates as of Sep 07, 2026 ET' per the page. Read Sep 7, 2026 on navyfederal.org. Rates as of 2026-09-07 per the page.
- Michigan State University FCU — 3.50% APY. Michigan's second-largest credit union offering premium money market yields.
Banks with more than one branch in Sterling Heights
Each opens every one of that bank's offices in Sterling Heights, with the address of each and what it holds.
Other Michigan cities
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See the full Michigan banks directory for every institution we've verified in the state, plus the underlying methodology.