Compare the best banks and credit unions in Wyoming — up to 0.90% APY, verified fees, minimums, and membership rules from 38+ local institutions.
Wyoming residents have access to a mix of state-chartered credit unions, regional community banks, and nationwide online banks. This page ranks the strongest options for savings APY, checking rewards, and CD specials — all verified against the institution's own rate page as of September 2026.
Best banks and credit unions in Wyoming 2026
Advantage Plus Credit Union — CD: 3.75% APY, $1,000 min, no monthly fee. 12 months Share Certificate: Minimum not printed on the rates page; the Truth in Savings disclosure (Truth-in-Savings-2026.pdf) states $1,000.00 minimum to open a term share account. Read Sep 7, 2026 on advantagepluscreditunion.com.
WyHy Federal Credit Union — CD: 3.70% APY, $500 min, no monthly fee. 12 Months Term Certificate: $500 to open and to earn dividends; certificate rates effective March 1, 2026 per page. Read Sep 7, 2026 on wyhy.org.
Valley Credit Union — CD: 3.56% APY, $500 min, no monthly fee. 12 Month Certificate: $500 minimum balance; a limited-time special 12 Month Certificate at 3.97% APY ($500 minimum) is also printed. Read Sep 7, 2026 on valleyfcu.com. Rates as of 2026-08-01 per the page.
Trona Valley Federal Credit Union — CD: 3.55% APY, $200 min, no monthly fee. 12 Month Certificate (365 days): $200 minimum; dividends post quarterly. Read Sep 7, 2026 on tronavalley.com. Rates as of 2026-08-20 per the page.
Meridian Trust Federal Credit Union — CD: 3.50% APY, $500 min, no monthly fee. 12 months Certificate: $500 minimum opening balance; rates effective as of September 1, 2026 per page. Read Sep 7, 2026 on mymeridiantrust.com.
Nuvision Credit Union — CD: 3.40% APY, $1,000 min, no monthly fee. 12-month 1-Year Certificate: $1,000 min. deposit; Wyoming certificate rates effective 02/04/2026 per nuvisionfederal.com/rates/deposit-rates-certificates. Read Sep 7, 2026 on nuvisionfederal.com.
ANB Bank — CD: 3.30% APY, $1,000 min, no monthly fee. 12 Month Certificate of Deposit: $1,000 or more; minimum opening deposit is $1,000. Read Sep 7, 2026 on anbbank.com. Rates as of 2026-09-01 per the page.
First Northern Bank of Wyoming — CD: 3.19% APY, $100 min, no monthly fee. 12 Month (1 Year) Certificate of Deposit: $100 minimum opening balance; rates effective 06/02/2026 per fnbofwyo.com/services/cds-iras. Read Sep 7, 2026 on fnbofwyo.com. Rates as of 2026-06-02 per the page.
Every bank with a branch in Wyoming
44 FDIC-insured banks run 203 full-service offices in Wyoming. 32 of them are community banks, and 19 operate nowhere else. This is the federal record: every figure below is the regulator's own.
BMO Bank National Association — 17 offices in Wyoming, of 957 nationwide, holding $519m at 30 June 2025, leverage ratio 11.29%.
First Interstate Bank — 15 offices in Wyoming, of 271 nationwide, holding $2.82bn at 30 June 2025, leverage ratio 9.42%.
Glacier Bank — 15 offices in Wyoming, of 236 nationwide, holding $1.38bn at 30 June 2025, leverage ratio 10.10%.
Pinnacle Bank - Wyoming — 12 offices in Wyoming, of 13 nationwide, holding $1.09bn at 30 June 2025, leverage ratio 10.69%.
U.S. Bank National Association — 9 offices in Wyoming, of 2,077 nationwide, holding $1.02bn at 30 June 2025, leverage ratio 9.49%.
Hilltop National Bank — 7 offices in Wyoming, and nowhere else, holding $918m at 30 June 2025, leverage ratio 11.95%.
NBH Bank — 7 offices in Wyoming, of 91 nationwide, holding $1.28bn at 30 June 2025, leverage ratio 10.27%.
Platte Valley Bank — 6 offices in Wyoming, and nowhere else, holding $648m at 30 June 2025, leverage ratio 9.73%.
ANB Bank — 6 offices in Wyoming, of 29 nationwide, holding $756m at 30 June 2025, leverage ratio 9.52%.
Big Horn Federal Savings Bank — 6 offices in Wyoming, and nowhere else, holding $319m at 30 June 2025, leverage ratio 11.32%.
Central Bank and Trust — 5 offices in Wyoming, and nowhere else, holding $175m at 30 June 2025, leverage ratio 8.56%.
Deposits by office come from the FDIC Summary of Deposits, counted each 30 June; the leverage ratio is capital as a share of assets, from each bank's latest Call Report. Nothing here is blended into a score. Search by ZIP to see the offices nearest you.
Every bank we publish a page for in Wyoming
24 of them, largest first. Each page carries the bank's own Call Report figures and every office it runs.
22 federally insured credit unions run 67 offices in Wyoming, between them serving 673,930 members. 14 carry the NCUA's low-income designation. Figures are from each credit union's own NCUA Call Report.
Nuvision — 3 offices in Wyoming, 204,942 members, $3.94bn in assets, net worth ratio 11.87%.
Blue — 9 offices in Wyoming, 143,848 members, $2.24bn in assets, net worth ratio 8.68%.
Uniwyo — 7 offices in Wyoming, 61,123 members, $818m in assets, net worth ratio 12.24%.
Meridian Trust — 6 offices in Wyoming, 43,655 members, $728m in assets, net worth ratio 12.78%.
Valley Financial — 1 office in Wyoming, 38,943 members, $594m in assets, net worth ratio 10.60%.
Trona Valley Community — 4 offices in Wyoming, 31,217 members, $468m in assets, net worth ratio 13.86%.
Wyhy — 5 offices in Wyoming, 22,839 members, $410m in assets, net worth ratio 13.46%.
Advantage Plus — 1 office in Wyoming, 21,494 members, $290m in assets, net worth ratio 9.65%.
Western Vista — 6 offices in Wyoming, 17,012 members, $279m in assets, net worth ratio 9.24%.
Highmark — 1 office in Wyoming, 13,724 members, $260m in assets, net worth ratio 7.51%.
Campco — 3 offices in Wyoming, 19,564 members, $227m in assets, net worth ratio 11.16%.
Grand Altitude — 3 offices in Wyoming, 12,599 members, $217m in assets, net worth ratio 13.77%.
A credit union is measured differently from a bank and the numbers are not interchangeable: the net worth ratio here is the NCUA's capital measure under 12 CFR 702, where 7% is well capitalised, and shares are the credit union equivalent of deposits. Membership usually turns on where you live or work, so a local credit union is often open to you even when its name suggests otherwise.
What makes a Wyoming bank account worth opening
Look at four things in order: the APY (does it beat the FDIC national average of about 0.60%?), the monthly fee (anything above $0 should come with a clear waiver path), the minimum opening deposit, and the membership rule for credit unions. Wyoming residents typically qualify for at least one large state-chartered credit union on residency alone, and that credit union is often the highest-APY option available locally.
Is my money safe at a Wyoming bank or credit union?
Yes, if the institution is federally insured. FDIC covers banks up to $250,000 per depositor, per ownership category; NCUA covers credit unions at the same limits. Every institution in this directory carries one of those insurances — the FDIC or NCUA ID is listed on the full provider row.
Rates and fees change frequently. Confirm current figures directly with each institution before applying, and see our editorial methodology for how this directory is built and maintained.