Betterment review — rated 4.6/5 from 3,520 reviews. Best for hands-off passive investors.
The original set-it-and-forget-it robo-advisor. Betterment is offered by Betterment LLC and currently holds an average rating of 4.6 out of 5 across 3,520 user reviews. It falls into the Robo-Advisor category and tends to be the strongest fit for hands-off passive investors.
Editorial grade: A- (composite score 86/100).
Monthly fee: 0.25% AUM (Premium 0.65%). Minimum to open: $0 ($100K for Premium). Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
Our brokerage and robo-advisor reviews weight costs and fees (25%), platform and tools (20%), asset selection (15%), account types (10%), education and research (10%), customer support (10%), and trust and safety (10%). We place real trades, fund retirement accounts, and test research features before publishing a score. For this review of Betterment, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Robo-Advisor shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
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