Chime High Yield Savings review — rated 4.3/5 from 9,840 reviews. Best for chime users who want automatic savings.
Up to 3.75% APY with automatic savings tools. Chime High Yield Savings is offered by Chime (banking services by The Bancorp Bank or Stride Bank) and currently holds an average rating of 4.3 out of 5 across 9,840 user reviews. It falls into the High-Yield Savings category and tends to be the strongest fit for chime users who want automatic savings.
Editorial grade: A- (composite score 84/100).
Monthly fee: $0/month. Minimum to open: $0. Current APY: Up to 3.75%. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
Our bank-account reviews weight APY (30%), fees (20%), access and convenience (15%), account features (15%), trust and safety (10%), and customer support (10%). We open and fund every account to verify rates, check transfer speeds, and test the mobile app on both iOS and Android. For this review of Chime High Yield Savings, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the High-Yield Savings shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
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