Marcus by Goldman Sachs Online Savings review — rated 4.5/5 from 3,402 reviews. Best for savers who value a trusted wall street brand.
Straightforward high-yield savings from Goldman Sachs. Marcus by Goldman Sachs Online Savings is offered by Goldman Sachs Bank USA and currently holds an average rating of 4.5 out of 5 across 3,402 user reviews. It falls into the High-Yield Savings category and tends to be the strongest fit for savers who value a trusted wall street brand.
Editorial grade: A- (composite score 84/100).
Monthly fee: $0/month. Minimum to open: $0. Current APY: 3.50%. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
Our bank-account reviews weight APY (30%), fees (20%), access and convenience (15%), account features (15%), trust and safety (10%), and customer support (10%). We open and fund every account to verify rates, check transfer speeds, and test the mobile app on both iOS and Android. For this review of Marcus by Goldman Sachs Online Savings, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the High-Yield Savings shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.