FinanceHQ Review
Matches you with up to three fiduciary advisers, free to you because the advisers pay. Independent FinanceHQ review: 3.8/5 for financial advisors.
About FinanceHQ
Matches you with up to three fiduciary advisers, free to you because the advisers pay. FinanceHQ is offered by FinanceHQ LLC (SEC 801-127505). We could not find a published customer rating for it on Trustpilot or the Better Business Bureau, so none is shown. It falls into the Financial Advisors category and tends to be the strongest fit for people near retirement who want to meet three fiduciaries without cold-calling.
Editorial grade: B (composite score 76/100).
Highlights
- A registered investment adviser in its own right: SEC file 801-127505, active, no disclosure events on record
- States up to three vetted fiduciary adviser matches, free to the consumer
- Complimentary initial consultation with each match
- Positions itself around retirement, RMD strategy, Social Security timing and tax-efficient investing
What we like
- Registered and clean on the adviser register, which is more than every matching service can say
- Matching to fiduciaries specifically is the right filter, and it is the one most consumers do not know to apply
- Three matches is enough to compare and few enough to actually meet
- No cost to the consumer
Where it falls short
- The advisers pay to be in the network, so the pool is who paid rather than who is best — "vetted" describes a screen, not a ranking
- "Fiduciary" is a status that can apply to some accounts and not others at the same firm; ask each match where their duty changes
- Nothing here tells you what the adviser will charge; that conversation happens after the match
Fees, minimums, and rates
Monthly fee: Free to the consumer; advisers pay for placement. Minimum to open: Varies by matched adviser. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
How we reviewed it
Our brokerage and robo-advisor reviews weight costs and fees (25%), platform and tools (20%), asset selection (15%), account types (10%), education and research (10%), customer support (10%), and trust and safety (10%). We place real trades, fund retirement accounts, and test research features before publishing a score. For this review of FinanceHQ, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Financial Advisors shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
Similar products to compare
Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.