Goldco Review
Streamlined Gold & Silver IRA rollovers with dedicated specialists and buyback guarantee. Independent Goldco review: 4.3/5 for gold ira.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked September 7, 2026.
Our verdict
It takes $25,000 to open a Goldco IRA, and storage and custodian fees apply after the first year, at rates that vary by custodian. Above that line, rollovers from a 401(k) or IRA into gold and silver are simple, and there's a buyback commitment. Ask the custodian for its fee schedule before you roll anything over.
Skip it if you have less than $25,000 to put in, or if you don't want ongoing storage and custodian fees.
About Goldco
Streamlined Gold & Silver IRA rollovers with dedicated specialists and buyback guarantee. Goldco is offered by Goldco Precious Metals. Our editorial rating is 4.3 out of 5.
Best for: IRA rollovers into gold and silver.
Editorial grade: A- (composite score 85/100).
Highlights
- Simple 401(k) and IRA rollover process
- Highest buyback price guarantee
- Free gold and silver IRA guide
What we like
- Easy rollover process from existing retirement accounts
- Price protection and buyback commitment
- Extensive educational resources
Where it falls short
- $25,000 minimum for IRA accounts
- Storage and custodian fees apply after first year
Fees, minimums, and rates
Monthly fee: Varies by custodian. Minimum to open: $25,000. New-customer bonus: Up to 10% in free silver (orders $50K+). Rates and fees last checked on September 7, 2026.
How we reviewed it
This is a desk review: we have not opened an account with Goldco Precious Metals. It is built from Goldco Precious Metals's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Gold IRA shortlist. The rubric is the same for every brand.
Similar products to compare
Read our full editorial methodology for how we review products.