Mortgage Research Center Review

The marketplace behind Veterans United, matching buyers to VA, FHA, USDA and jumbo lenders.

By Michael Hewitt, Founder & Editor-in-Chief.

Our verdict

VA-eligible buyers who want several lenders at once can start here, since this marketplace covers VA, FHA and USDA loans and its quotes don't affect your credit score. It answered all 470 of its CFPB complaints on time, yet none closed with money returned. It also trades as Veterans United under the same license, so don't count the two as separate quotes.

Skip it if you don't want lenders contacting you after an inquiry, or if you're already quoting Veterans United.

About Mortgage Research Center

The marketplace behind Veterans United, matching buyers to VA, FHA, USDA and jumbo lenders. Mortgage Research Center is offered by Mortgage Research Center, LLC. We could not find a published customer rating for it on Trustpilot or the Better Business Bureau, so none is shown.

Best for: VA-eligible buyers, and anyone wanting several lenders at once.

Editorial grade: C+ (composite score 61/100).

Highlights

Answered 100% of its CFPB complaints within the deadline
Specialises in VA, FHA and USDA as well as conventional
Quotes do not affect your credit score

What we like

A perfect on-time response record across 470 federal complaints
Genuine depth in government-backed loans rather than conventional only

Where it falls short

Trades as Veterans United Home Loans under the same licence, so a comparison of the two is not a comparison
A marketplace passes your enquiry to lenders who then contact you
Not one of its 470 complaints closed with money returned

Fees, minimums, and rates

Monthly fee: Set by the lender you are matched with. Minimum to open: Varies by loan type. Rates and promotional offers change often, so check the provider's own page before you apply.

How we reviewed it

This is a desk review: we have not opened an account with Mortgage Research Center, LLC. It is built from Mortgage Research Center, LLC's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Purchase Mortgage shortlist. The rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology for how we review products.