Refi.com Review

A refinance marketplace pitched at streamline refinances and cash-out. Independent Refi.com review: 0/5 for refinance.

About Refi.com

A refinance marketplace pitched at streamline refinances and cash-out. Refi.com is offered by Refi.com. We could not find a published customer rating for it on Trustpilot or the Better Business Bureau, so none is shown. It falls into the Refinance category and tends to be the strongest fit for homeowners comparing a streamline refinance without a credit hit.

Editorial grade: C (composite score 56/100).

Highlights

Quotes do not affect your credit score
Streamline refinance and cash-out in one place
Online tools rather than a phone-first process

What we like

A soft-pull quote costs you nothing to find out
Covers cash-out, which a rate-only comparison misses

Where it falls short

No CFPB complaint record under this name, which is an absence of evidence rather than a clean record
No NMLS number is stated in the feed, so the licensed entity behind it is not identified
A marketplace passes your enquiry to lenders who then contact you

Fees, minimums, and rates

Monthly fee: Set by the lender you are matched with. Minimum to open: Varies by lender. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.

How we reviewed it

For this review of Refi.com, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Refinance shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.