Independent U.S. Bank Home Equity Loan review: 4.4/5 for home equity loan. Best for large loan amounts with branch support. Current APY: 7.20%.
Large-bank home equity loan with flexible terms and rate discounts for existing customers. U.S. Bank Home Equity Loan is offered by U.S. Bank and currently holds an average rating of 4.4 out of 5 across 3,450 user reviews. It falls into the Home Equity Loan category and tends to be the strongest fit for large loan amounts with branch support.
Monthly fee: Standard closing costs. Minimum to open: $15,000. Current APY: 7.20%. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
For this review of U.S. Bank Home Equity Loan, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Home Equity Loan shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
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