Independent Chase Home Lending review: 4.4/5 for purchase mortgage. Best for existing chase customers and branch-preferring buyers. Current APY: 6.55%.
Major bank lender with branch access, rate discounts for Chase customers, and DreaMaker loans. Chase Home Lending is offered by JPMorgan Chase and currently holds an average rating of 4.4 out of 5 across 7,890 user reviews. It falls into the Purchase Mortgage category and tends to be the strongest fit for existing chase customers and branch-preferring buyers.
Monthly fee: 0.5% origination. Minimum to open: $50,000. Current APY: 6.55%. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
For this review of Chase Home Lending, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Purchase Mortgage shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
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