Citibank Savings Account review — rated 3.2/5 from 2,980 reviews. Best for international travelers and citigold clients.
Traditional Citi savings with tiered APY based on package and balance. Citibank Savings Account is offered by Citibank, N.A. and currently holds an average rating of 3.2 out of 5 across 2,980 user reviews. It falls into the Big Bank Savings category and tends to be the strongest fit for international travelers and citigold clients.
Editorial grade: C+ (composite score 65/100).
Monthly fee: $4.50/month (waivable). Minimum to open: $0. Current APY: 0.03% – 0.12%. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
Our bank-account reviews weight APY (30%), fees (20%), access and convenience (15%), account features (15%), trust and safety (10%), and customer support (10%). We open and fund every account to verify rates, check transfer speeds, and test the mobile app on both iOS and Android. For this review of Citibank Savings Account, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Big Bank Savings shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
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