Strong APY from a sustainability-focused bank. Independent Forbright Growth Savings review: 4.4/5 for high-yield savings.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked October 21, 2026.
Our verdict
Savers who want a high rate and care where their deposits go get 3.85% APY on all balances at Forbright, with no minimum to earn it and lending aimed at clean energy. The rate carries it. The trade-off is a smaller, lesser-known bank with little beyond savings and CDs, and enrollment for the 4.15% new-customer boost closed 8/31/2026.
Skip it if you want more than savings and CDs from one bank, or prefer a well-known name.
About Forbright Growth Savings
Strong APY from a sustainability-focused bank. Forbright Growth Savings is offered by Forbright Bank. Our editorial rating is 4.4 out of 5.
Best for: Savers chasing top APY with a mission.
Editorial grade: A (composite score 88/100).
Highlights
3.85% APY on all balances (Forbright: accurate as of October 20, 2026)
New-customer 4.15% APY boost is no longer shown on Forbright's site (enrollment window closed 8/31/2026)
No monthly maintenance fees
Deposits help fund clean energy and sustainable lending
What we like
Among the highest APYs available
No minimum balance to earn the rate
Mission-driven: finances clean energy and decarbonization
Where it falls short
Smaller, lesser-known bank
Limited product lineup beyond savings and CDs
Fees, minimums, and rates
Monthly fee: $0/month. Minimum to open: $0. Current APY: 3.85%. New-customer bonus: None. Rates and fees last checked on October 21, 2026.
How we reviewed it
This is a desk review: we have not opened an account with Forbright Bank. It is built from Forbright Bank's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the High-Yield Savings shortlist. Our bank-account reviews weight APY (30%), fees (20%), access and convenience (15%), account features (15%), trust and safety (10%), and customer support (10%). The rubric is the same for every brand.
The bank behind this account
Forbright Bank, FDIC certificate 57614: capital, loan quality, every office and the complaint record.