Freedom Mortgage Refi Review

Top VA and FHA streamline refinance lender with fast processing. Independent Freedom Mortgage Refi review: 4.1/5 for refinance.

By Michael Hewitt, Founder & Editor-in-Chief.

Our verdict

Freedom Mortgage is a streamline specialist, most useful if you already hold a VA or FHA loan: VA streamline benefits require an existing VA loan, and its FHA streamline needs minimal documentation. Conventional refinance options are limited and customer service reviews are mixed, which is what holds it back. Expect a 0.5% origination fee.

Skip it if you're refinancing a conventional loan, or if steady customer service matters more to you than speed.

About Freedom Mortgage Refi

Top VA and FHA streamline refinance lender with fast processing. Freedom Mortgage Refi is offered by Freedom Mortgage Corp. Our editorial rating is 4.1 out of 5.

Best for: VA/FHA streamline refinance.

Editorial grade: B+ (composite score 82/100).

Highlights

#1 VA lender by volume for refinance
FHA streamline with minimal documentation
No cash-to-close options available

What we like

Dominant VA/FHA streamline specialist
Fast processing for existing borrowers
Low-documentation options

Where it falls short

Limited conventional refinance options
Mixed customer service reviews

Fees, minimums, and rates

Monthly fee: 0.5% origination. Minimum to open: $50,000. Current APY: 6.58%. Rates and promotional offers change often, so check the provider's own page before you apply.

How we reviewed it

This is a desk review: we have not opened an account with Freedom Mortgage Corp.. It is built from Freedom Mortgage Corp.'s published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Refinance shortlist. The rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology for how we review products.