U.S. Bank Standard Savings review — rated 3/5 from 2,180 reviews. Best for customers in the midwest and west who value branches.
Traditional savings from the 5th-largest U.S. bank. U.S. Bank Standard Savings is offered by U.S. Bank National Association and currently holds an average rating of 3 out of 5 across 2,180 user reviews. It falls into the Big Bank Savings category and tends to be the strongest fit for customers in the midwest and west who value branches.
Editorial grade: C+ (composite score 62/100).
Monthly fee: $4/month (waivable). Minimum to open: $25. Current APY: 0.01%. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
Our bank-account reviews weight APY (30%), fees (20%), access and convenience (15%), account features (15%), trust and safety (10%), and customer support (10%). We open and fund every account to verify rates, check transfer speeds, and test the mobile app on both iOS and Android. For this review of U.S. Bank Standard Savings, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Big Bank Savings shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
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