Blue Cross Blue Shield review — rated 4.7/5 from 9,823 reviews. Best for anyone who wants the widest provider network.
America's largest health insurance network with plans available in all 50 states. Blue Cross Blue Shield is offered by BCBS Association and currently holds an average rating of 4.7 out of 5 across 9,823 user reviews. It falls into the Health Insurance category and tends to be the strongest fit for anyone who wants the widest provider network.
Editorial grade: A (composite score 91/100).
Monthly fee: Varies by plan and state. Minimum to open: N/A. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
For this review of Blue Cross Blue Shield, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Health Insurance shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.