Progressive Auto Insurance Review

Name Your Price tool and Snapshot driving program for personalized auto insurance savings.

By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked September 7, 2026.

Our verdict

Progressive's best rates depend on Snapshot, its telematics program, so plan on letting it track your driving if price is the point. Name Your Price and multi-carrier comparison make shopping easy, and home and renters bundles are strong. Rates can rise sharply after a claim, and service ratings sit slightly below peers.

Skip it if you won't use telematics, or you expect to file claims and want steady rates.

About Progressive Auto Insurance

Name Your Price tool and Snapshot driving program for personalized auto insurance savings. Progressive Auto Insurance is offered by Progressive. Our editorial rating is 4.7 out of 5.

Best for: Drivers who want to comparison-shop from one platform.

Editorial grade: A (composite score 90/100).

Highlights

Name Your Price tool finds coverage in your budget
Snapshot program rewards safe driving with discounts
Compare rates from multiple carriers in one place

What we like

Innovative tools for price comparison
Usage-based discount for safe drivers
Strong bundling discounts with home and renters

Where it falls short

Customer service ratings slightly below peers
Rates can increase significantly after claims

Fees, minimums, and rates

Monthly fee: Varies by coverage. Minimum to open: N/A. Rates and fees last checked on September 7, 2026.

How we reviewed it

This is a desk review: we have not opened an account with Progressive. It is built from Progressive's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Auto Insurance shortlist. The rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology for how we review products.