Liberty Mutual Auto Insurance review — rated 4.5/5 from 3,654 reviews. Best for new car owners wanting replacement coverage.
Customizable coverage with new car replacement and accident forgiveness built in. Liberty Mutual Auto Insurance is offered by Liberty Mutual and currently holds an average rating of 4.5 out of 5 across 3,654 user reviews. It falls into the Auto Insurance category and tends to be the strongest fit for new car owners wanting replacement coverage.
Editorial grade: B+ (composite score 82/100).
Monthly fee: Varies by coverage. Minimum to open: N/A. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
For this review of Liberty Mutual Auto Insurance, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Auto Insurance shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.