State Farm Auto Insurance Review

America's #1 auto insurer with 19,000+ agents and Drive Safe & Save telematics program. Independent State Farm Auto Insurance review: 4.7/5 for auto.

By Michael Hewitt, Founder & Editor-in-Chief.

Our verdict

With 19,000+ local agents, State Farm is the pick for drivers who want a person to work with, and Drive Safe & Save offers up to 30% off. AM Best rates it A++, and it bundles well with home insurance. Online-only quotes are less competitive, so get your quote through an agent.

Skip it if you want to buy entirely online, or customize your policy without an agent.

About State Farm Auto Insurance

America's #1 auto insurer with 19,000+ agents and Drive Safe & Save telematics program. State Farm Auto Insurance is offered by State Farm. Our editorial rating is 4.7 out of 5.

Best for: Drivers who prefer a local agent relationship.

Editorial grade: A (composite score 89/100).

Highlights

Largest auto insurer in the U.S. by market share
19,000+ local agents nationwide
Drive Safe & Save program for up to 30% discount

What we like

Extensive local agent network for personal service
Excellent bundling discounts (auto + home)
Financial strength rating A++ (AM Best)

Where it falls short

Online-only quotes less competitive
Limited customization options online

Fees, minimums, and rates

Monthly fee: Varies by coverage. Minimum to open: N/A. Rates and promotional offers change often, so check the provider's own page before you apply.

How we reviewed it

This is a desk review: we have not opened an account with State Farm. It is built from State Farm's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Auto Insurance shortlist. The rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology for how we review products.