Endurance Auto Warranty Review
Direct provider (no middleman on most plans) insured by an AM Best A-rated carrier, with six coverage tiers.
About Endurance Auto Warranty
Direct provider (no middleman on most plans) insured by an AM Best A-rated carrier, with six coverage tiers. Endurance Auto Warranty is offered by Endurance Warranty Services, LLC and currently holds an average rating of 4.2 out of 5 across 14,000 user reviews. It falls into the Auto Warranty category and tends to be the strongest fit for drivers who want a direct administrator and exclusionary coverage.
Editorial grade: B- (composite score 71/100).
Highlights
- Six tiers from basic powertrain to exclusionary Supreme and high-mileage Premier (150K+ miles)
- Administers its own contracts; performance insured by Wesco (AmTrust, AM Best A)
- Repairs at any ASE-certified shop with direct payment to the shop
What we like
- Direct administrator model beats broker-style sellers for claim accountability
- Best Trustpilot volume+score for its size in the category (4.2 across ~14K reviews)
- 30-day money-back guarantee, then prorated refunds
Where it falls short
- Active federal class action (filed 2025) alleging systematic claim denials; fraud/consumer claims continue after a Dec 2025 ruling
- Recurring complaints about exclusions not clearly explained in phone sales
- Pricier than month-to-month rivals (~$80-$185/mo typical)
Fees, minimums, and rates
Monthly fee: ~$80-$185/mo (avg quote ~$156/mo). Minimum to open: $0 down options; 30-day + 1,000-mile waiting period. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
How we reviewed it
For this review of Endurance Auto Warranty, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Auto Warranty shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
Similar products to compare
- GEICO Auto Insurance review
- Progressive Auto Insurance review
- State Farm Auto Insurance review
- USAA Auto Insurance review
Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.