Endurance Auto Warranty Review
Direct provider (no middleman on most plans) insured by an AM Best A-rated carrier, with six coverage tiers.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked August 31, 2026.
Our verdict
About $156 a month on average, more than month-to-month rivals, buys drivers a direct administrator whose contracts are insured by an AM Best A-rated carrier. That structure earns the grade. An active federal class action, filed in 2025 over alleged systematic claim denials, keeps it from going higher, so use the 30-day money-back window to read the exclusions.
Skip it if $80 to $185 a month is more than you want to pay, or a pending claim-denial lawsuit rules it out.
About Endurance Auto Warranty
Direct provider (no middleman on most plans) insured by an AM Best A-rated carrier, with six coverage tiers. Endurance Auto Warranty is offered by Endurance Warranty Services, LLC. Our editorial rating is 3.6 out of 5.
Best for: Drivers who want a direct administrator and exclusionary coverage.
Editorial grade: B- (composite score 71/100).
Highlights
- Six tiers from basic powertrain to exclusionary Supreme and high-mileage Premier (150K+ miles)
- Administers its own contracts; performance insured by Wesco (AmTrust, AM Best A)
- Repairs at any ASE-certified shop with direct payment to the shop
What we like
- Direct administrator model beats broker-style sellers for claim accountability
- Trustpilot 4.2 across ~14K reviews
- 30-day money-back guarantee, then prorated refunds
Where it falls short
- Active federal class action (filed 2025) alleging systematic claim denials; fraud/consumer claims continue after a Dec 2025 ruling
- Recurring complaints about exclusions not clearly explained in phone sales
- Pricier than month-to-month rivals (~$80-$185/mo typical)
Fees, minimums, and rates
Monthly fee: ~$80-$185/mo (avg quote ~$156/mo). Minimum to open: $0 down options; 30-day + 1,000-mile waiting period. Rates and fees last checked on August 31, 2026.
How we reviewed it
This is a desk review: we have not opened an account with Endurance Warranty Services, LLC. It is built from Endurance Warranty Services, LLC's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Auto Warranty shortlist. The rubric is the same for every brand.
Similar products to compare
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Read our full editorial methodology for how we review products.