Healthy Paws Pet Insurance Review

Unlimited lifetime benefits available as a no-payout-limit option, with a customizable annual limit, deductible and reimbursement, and most claims paid.

By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked September 7, 2026.

Our verdict

Healthy Paws offers a no-payout-limit option and covers alternative therapies like acupuncture in the base plan, with claims processed within 2 business days on average. The catch is age at enrollment: pets enrolled at 6 or older get no hip dysplasia coverage. There's no wellness or preventive care option at all, so read the age terms before you enroll.

Skip it if you want wellness coverage, or you're enrolling a pet aged 6 or older that may need hip dysplasia care.

About Healthy Paws Pet Insurance

Unlimited lifetime benefits available as a no-payout-limit option, with a customizable annual limit, deductible and reimbursement, and most claims paid within 2 business days. Healthy Paws Pet Insurance is offered by Healthy Paws Pet Insurance LLC. Our editorial rating is 4.5 out of 5.

Best for: Pet owners who want a no-payout-limit option.

Editorial grade: A- (composite score 84/100).

Highlights

• No-payout-limit option (annual limit is now customizable)
• Claims processed on average within 2 business days
• Alternative therapies (acupuncture, chiropractic) included

What we like

• No-payout-limit option, or pick an annual limit to lower the premium
• Simple single-plan structure with no confusing tiers
• Covers alternative/holistic therapies in base plan

Where it falls short

• No wellness/preventive care option available
• No hip dysplasia coverage for pets enrolled at age 6 or older

Fees, minimums, and rates

Monthly fee: Varies by pet and plan. Minimum to open: N/A. Rates and fees last checked on September 7, 2026.

How we reviewed it

This is a desk review: we have not opened an account with Healthy Paws Pet Insurance LLC. It is built from Healthy Paws Pet Insurance LLC's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Pet Insurance shortlist. The rubric is the same for every brand.

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Read our full editorial methodology for how we review products.