Oscar Health Insurance review — rated 4.6/5 from 2,134 reviews. Best for tech-savvy individuals who prefer digital-first healthcare.
Tech-forward health insurance with free telemedicine, step tracking rewards, and simple plans. Oscar Health Insurance is offered by Oscar Health and currently holds an average rating of 4.6 out of 5 across 2,134 user reviews. It falls into the Health Insurance category and tends to be the strongest fit for tech-savvy individuals who prefer digital-first healthcare.
Editorial grade: A- (composite score 87/100).
Monthly fee: Varies by plan and location. Minimum to open: N/A. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.
For this review of Oscar Health Insurance, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Health Insurance shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.
Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.