Select Auto Protect Review

A young (~2020) VSC seller with an F BBB grade and no disclosed insurance backer. Proceed with caution.

By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked August 31, 2026.

Our verdict

An F from the BBB, no published pricing and no disclosed insurance backer or administrator leave one reason to call: an older car that some brands decline. Complaints also report a $250 cancellation fee once the 30-day refund window closes. Compare Endurance or CarShield first.

Skip it if Endurance or CarShield will quote your car, or you need to know who stands behind the contract.

About Select Auto Protect

A young (~2020) VSC seller with an F BBB grade and no disclosed insurance backer. Proceed with caution. Select Auto Protect is offered by Select Auto Inc. Our editorial rating is 2.3 out of 5.

Best for: We recommend comparing Endurance or CarShield first.

Editorial grade: C- (composite score 46/100).

Highlights

Three tiers (Silver/Gold/Platinum) all include roadside, rental, and trip-interruption benefits
30-day full-refund window, then prorated refunds
Quotes available on older vehicles some brands decline

What we like

Simple three-tier lineup with benefits on every tier
Accepts quotes on older vehicles

Where it falls short

BBB F grade (not accredited) with claim-denial complaints and a customer-reported unpaid small-claims judgment
No published pricing and no disclosed AM Best-rated insurance backer or administrator
Complaints report a $250 cancellation fee after the 30-day window

Fees, minimums, and rates

Monthly fee: No published pricing (quotes by phone; ~$1,000-$3,000+ total typical for VSCs). Minimum to open: 30-day + 1,000-mile waiting period. Rates and fees last checked on August 31, 2026.

How we reviewed it

This is a desk review: we have not opened an account with Select Auto Inc.. It is built from Select Auto Inc.'s published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Auto Warranty shortlist. The rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology for how we review products.