Select Home Warranty Review
The cheapest premiums in the category, paid for with very low coverage caps and the weakest ratings.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked August 31, 2026.
Our verdict
Premiums of $40 to $60 a month and a flat $75 service fee, the lowest of the major brands, make Select the pick for price-first buyers. The coverage is where you pay: caps are $500 per item on appliances, plumbing and electrical, HVAC tops out at $3,000, and its ratings are the weakest in the group. Do the cap math before the price math.
Skip it if a single appliance or plumbing repair could run past $500, or aggressive sales calls would wear on you.
About Select Home Warranty
The cheapest premiums in the category, paid for with very low coverage caps and the weakest ratings. Select Home Warranty is offered by Select Home Warranty, LLC. Our editorial rating is 3.1 out of 5.
Best for: Price-first buyers who understand the $500 appliance caps.
Editorial grade: C+ (composite score 61/100).
Highlights
- Promos from ~$29.99/mo (typically $40-$60) with a flat $75 service fee
- Free roof-leak coverage included on most plans
- 90-day workmanship guarantee, longer than AHS's 30 days
What we like
- Lowest premiums and service fee of the major brands
- Roof-leak coverage included where rivals charge for it
- Annual prepay discounts are frequent
Where it falls short
- Very low caps: $500/item on appliances, plumbing, and electrical; HVAC up to $3,000
- Weakest ratings of the group: BBB B- (not accredited, ~1.7/5 reviews), Trustpilot ~2.4
- Persistent complaints about aggressive sales calls and depreciation-reduced payouts
Fees, minimums, and rates
Monthly fee: ~$40-$60/mo (promos from $29.99). Minimum to open: $75 service call fee. Rates and fees last checked on August 31, 2026.
How we reviewed it
This is a desk review: we have not opened an account with Select Home Warranty, LLC. It is built from Select Home Warranty, LLC's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Home Warranty shortlist. The rubric is the same for every brand.
Similar products to compare
- GEICO Auto Insurance review
- Progressive Auto Insurance review
- State Farm Auto Insurance review
- USAA Auto Insurance review
Read our full editorial methodology for how we review products.