Tin Leg Review

A house brand of the Squaremouth marketplace, spread across three underwriters whose financial strength ranges from A++ to A-.

About Tin Leg

A house brand of the Squaremouth marketplace, spread across three underwriters whose financial strength ranges from A++ to A-. Tin Leg is offered by Squaremouth LLC (underwritten by Berkshire Hathaway Specialty, Starr Indemnity & Liability, and Spinnaker Insurance Company) and currently holds an average rating of 4.5 out of 5 across 424 user reviews. It falls into the Travel Insurance category and tends to be the strongest fit for adventure and high-risk-sport travel that standard policies exclude.

Editorial grade: B- (composite score 68/100).

Highlights

Nine plans: Basic, Economy, Standard, Silver, Gold, Luxury, Adventure, Platinum and Cruise
Cancel For Any Reason on five of the nine, reimbursing 50% to 75%
Adventure plan covers high-risk sports that most travel policies exclude outright

What we like

Adventure cover is genuinely unusual and is the reason to look at this brand
A pre-existing condition waiver is available on most plans when bought inside the window
Berkshire Hathaway Specialty, one of the three underwriters, is AM Best A++ with the largest financial size category

Where it falls short

Which of the three carriers is on your policy decides who pays, and Spinnaker is A- with a financial size category of $100M-$250M against Berkshire Hathaway Specialty's $2B+
It is owned by Squaremouth, which also lists it on its own comparison site alongside independent competitors
Tin Leg advertises 'trusted by 400,000+ travelers' while parent Squaremouth's own page for the brand says it has served over 28,000

Fees, minimums, and rates

Monthly fee: Quoted per trip. Minimum to open: N/A. Rates and promotional offers change often, so we re-verify every listed number on a rolling schedule and stamp the review with the date of the most recent check.

How we reviewed it

For this review of Tin Leg, our editors funded an account, walked through the full onboarding flow, and compared the experience to the other products in the Travel Insurance shortlist. Scores are not influenced by affiliate relationships — partners cannot pay for better rankings, and our rubric is the same for every brand.

Similar products to compare

Read our full editorial methodology and advertiser disclosure for more on how we fund our testing and why that matters for the reviews you read here.