A licensed agency comparing plans from carriers that have appointed it, paid a commission on the premium.
By Michael Hewitt, Founder & Editor-in-Chief. Rates last checked September 11, 2026.
Our verdict
For cruise cover and a quick side-by-side, TravelInsurance.com is a licensed agency in all 50 states that charges travelers nothing. It can't decide or pay a claim, and it only shows carriers that have appointed it, so a missing policy says nothing about quality. About 70 Trustpilot reviews is too thin a base to judge claims, so judge the carrier on your policy.
Skip it if you want the whole market in one search, or a seller that can act on your claim.
About TravelInsurance.com
A licensed agency comparing plans from carriers that have appointed it, paid a commission on the premium. TravelInsurance.com is offered by DigiVentures Holdings, LLC. Our editorial rating is 3.8 out of 5.
Best for: Cruise cover and a quick side-by-side of the carriers that appoint it.
Editorial grade: B (composite score 76/100).
Highlights
Quotes plans underwritten by Nationwide, Generali, United States Fire and Lloyd's syndicates among others
Licensed as an agency in all 50 states
Cruise-specific benefits including missed port and connection cover
What we like
Straightforward quote and compare flow with no fee charged to the traveller
Carrier panel includes United States Fire Insurance Company, rated A+ (Superior) by AM Best
Where it falls short
Only about 70 Trustpilot reviews, far too thin a base to say anything about claims experience
It cannot decide or pay a claim, and its own complaint responses redirect customers to the carrier
The comparison set is bounded by which carriers have appointed it, not by the market, so absence from this site says nothing about a policy's quality
Fees, minimums, and rates
Monthly fee: No fee to the traveller; paid a percentage of premium by the carrier. Minimum to open: N/A. Rates and fees last checked on September 11, 2026.
How we reviewed it
This is a desk review: we have not opened an account with DigiVentures Holdings, LLC. It is built from DigiVentures Holdings, LLC's published rates, fee schedule and terms and from the public complaint record, and compared with the other products in the Travel Insurance shortlist. The rubric is the same for every brand.